Purpose: To fulfill the short term financing need or working capital requirement of business houses.
Loan Amount: 5 Lakh – 3 Crore
Interest Rate: Base Rate + upto 5% premium
Service Charge: 0.75-1.00 %
CIC Charge: Rs. 250 per inquiry (For No Transaction Report)
Rs. 550 per inquiry (For Transaction Report)
Required Documents:
- Passport size photographs of Applicant
- Applicant’s Citizenship certificate
- Photographs and Citizenship certificate of Guarantors
- Firm registration certificate
- PAN registration certificate
- Tax clearance certificate
- Article of association, memorandum of association & Share lagat (In case of Company)
- Balance sheet, Cash flow, P&L a/c, Stock (Audited report & Projected report of Min. 3 yrs)
- Minute of BOD (for company)
- Planning & Proposal (For New Firm)
- Land ownership certificate (Lal Purja) with ownership type
- Blue Print & trace
- Malpot Receipt (Tiro Tireko Rasid)
- Four Boundary Certificate (Char Killa)
- House Construction Approval (Map) or Completion certificate (In Case of Building) from relevant Municipality/VDC office
