| 1 |
CUSTOMER SERVICES |
| 1.1 |
Manager’s Cheque/NRB cheque Issuance |
Free |
| 1.2 |
Stop Payments of Cheque |
Free |
| 1.3 |
Cheques Certified “Good for Payment” |
Free |
| 1.4 |
Cancellation of Good for Payment/MC |
Rs 300/- per cheque |
| 1.5 |
Issuance of Balance Certificates |
Free |
| 1.6 |
Balance Reconfirmation Charge |
Free |
| 1.7 |
Cheque Book Issuance against lost Cheque Book |
Rs 300/- per cheque book |
| 1.8 |
Charge for uncollected Cheque Book |
Rs 250/- per cheque book. (Cheque books are kept for collection for up to 6 months, and if not collected by then, are to be destroyed and thereafter, NPR 250 to be charged to the customer account. |
| 1.9 |
Cash withdrawal from withdrawal slip |
Rs 200/- per withdrawal (Waived for Earthquake Victims payment and for SBBL staff). The limit of withdrawal slip is Rs 50,000 per instance. |
| 1.10 |
Enquiry relating to old records (more than 2 years) |
Rs. 200/- per request |
| 1.11 |
Fixed Deposit Pre-mature |
a) No interest shall be paid if withdrawn within less than 3 months. |
| b) Interest Rate of normal saving to be applicable instead of Coupon rate and Less Two percent penalty rate on the calculated interest rate. (For example: If coupon rate of FD is 12% and depositor wants to pre-mature the FD then the applicable interest rate will be the interest rate of normal saving i.e 7% currently less 2% penalty which equals to 5%) |
| 1.12 |
CCTV Footage Retrieval |
Rs 500/- (More Than One Week) |
| 1.13 |
Account Statement |
For duplicate statement NPR 50 up to 3 months and NPR 100, for more than 3 months (Not applicable if NOT issued earlier for the same date) |
| 1.14 |
Cheque Clearing (Outward Presentment) |
|
| i) |
Cheque below NPR 200,000.00 |
Free |
| ii) |
Cheque for NPR 200,000 and above |
As per the actual NCHL charge |
| 1.15 |
Express Clearing |
As per the actual NCHL charge |
| 1.16 |
High Value Clearing |
As per the actual NCHL charge |
| 1.17 |
FCY Cheque Presentment |
As per the actual NCHL charge |
| 1.1 |
Late Presentment Charge |
As per the actual NCHL charge |
| 1.17 |
NCHL – IPS Charge |
|
|
NPR Transactions (Fee in NPR)-Others |
|
|
Up to 500 |
As per the actual NCHL charge |
|
>500 to 5,000 |
As per the actual NCHL charge |
|
>5,000 to 50,000 |
As per the actual NCHL charge |
|
> 50,000 |
As per the actual NCHL charge |
|
IPS Cancellation Fee |
As per the actual NCHL charge |
|
Archive Fee |
Rs 300 per transaction |
| 1.18 |
Inward Cheque return due to insufficient fund |
Rs 300/cheque |
| 1.19 |
ABBS Fee |
Free |
| 1.20 |
C-ASBA |
Rs 5 per application |
| 2 |
CREDIT-RELATED CHARGE |
| 2.1 |
CIB Charge |
As per Actual |
| 2.2 |
Valuation Fee |
As per Actual |
| 2.3 |
Valuation Fee ( if the valuation is done by Bank’s staff) |
Free |
| 2.4 |
Interbank (Local) CIB Query Charge |
Rs 300 per CIB |
| 2.5 |
Loan Renewal Fees |
0.20% of Admin Fee |
| 2.6 |
Loan Administration Fees |
|
| a) |
For Corporate, SME, Home Loan, Real estate Loan, Business Loan, Hire Purchase Loan, Working Capital Loan, Hydropower Loan |
1% p.a. |
| b) |
Margin Lending Loan |
1% flat for new loan and 0.20% for renewal of loan |
| c) |
Other Loans |
1% p.a. |
| 2.7 |
Loan Against Fixed Deposit Receipt |
Additional 2% interest rate on the coupon rate |
| 2.8 |
Pre-settlement or prepayment Charge |
0.20% of admin fee applicable on the outstanding amount or prepaid amount (Waived if outstanding amount of loan is less than 50 lakh) |
| 2.9 |
Penal Charge |
2% per annum |
| 2.10 |
Late Payment Fee |
Nil |
| 2.11 |
Commitment Charge |
0.20% of admin fees of the unutilized amount if loan not utilized for a minimum of 60% of the sanctioned loan in average. |
| 2.12 |
Partial Release Charge |
Rs 2,000/- per release |
| 2.13 |
Insurance Charge |
As per tariff of the insurance company |
| 2.14 |
Public Notice publish Charges |
On Actual Basis |
| 2.15 |
Loan Renewal Time Extension Charge |
|
| a) |
Time Extension up to 15 days |
0.25% of the loan amount |
| b) |
Time Extension up to 30 days |
0.50% of the loan amount |
| c) |
Time Extension for 30 days above |
1% of the Loan amount |
| 2.16 |
Temporary Handover of LORC (Land Ownership Registration) Certificate Recommendation |
Rs 500/- |
| 2.17 |
Halsabik Letter |
Rs 500/- per letter |
| 2.18 |
Recommendation letter for duplicate blue book issuance |
Rs 500/- |
| 2.19 |
Vehicle Ownership Transfer in the name of customers |
Rs 1,000/- on each release |
| 2.20 |
Valuator Listing Charge |
Rs 10,000/- |
| 2.21 |
Valuator Renewal Charge |
Rs 5,000/- |
| 2.22 |
Recommending for blacklisting or when recommending for delisting from the blacklist |
NPR 3,000 per recommendation |
| 2.23 |
Issuance of Bank Guarantees, Bid-Bond, Performance Bond, Suppliers Credit Guarantee, Advance Payment Guarantee |
1-2% p.a. (0.25%-0.50% per quarter) Minimum NPR 1,000 |
| 3 |
Digital Banking Services |
| 1 |
SCT Debit card |
|
| a) |
SCT Debit Card Issuances |
-NPR 250/- at the time of Issuance
-NPR 200/- as an annual charge
-NPR 1,000/- in case the customer wishes to pay the charges for 5 years upfront. |
| b) |
Re-Issue after Expiry of SCT Debit cards |
NPR 200/- |
| c) |
SCT Debit Card re-print due to loss of cards |
NPR 200/- |
| d) |
Pin Regeneration of SCT Debit cards |
NPR 100/- |
| e) |
Card Blocked/ Unblocked of SCT Debit cards |
NPR 100/- |
| f) |
SCT Debit Card not received within 6 Months (Disposal Charge) |
NPR 250/- |
| g) |
Supplementary Card |
NPR 250/- |
| 2 |
Mobile Banking |
| a) |
First-time subscription |
Free |
| b) |
Annual Renewal |
NPR 200 /- |
| c) |
Mobile Banking Password Reset |
NPR 50/- |
| d) |
IBFT Transfer |
NPR 10/- |
